Every shop gets everything.
All six Smyl solutions on every plan. Listing is free.
Plans
You don’t choose a plan. Each month we count your Pay by Bank sales, and you’re on the plan that fits that month. Each plan is a monthly fee and a small percentage of each Pay by Bank sale.
Starter
Transaction volume: up to 499 Pay by Bank sales a month.
For shops starting out with Pay by Bank.
Growth
Transaction volume: 500 to 5,000 Pay by Bank sales a month.
For shops where Pay by Bank is part of every day.
High value
Transaction volume: more than 5,000 Pay by Bank sales a month.
For the busiest counters.
Custom
Made with you
For groups of shops, markets, and anything that doesn’t fit a plan. We agree the price with you.
Applying is free and doesn’t commit you to anything. You’ll see your plan’s price in your Back office before Pay by Bank is switched on.
Listing is free
Your page, search, Back office, Receipts and Insights cost nothing until you switch on Pay by Bank.
Cash and card receipts are always free
They never count towards your plan.
Your price, before you switch on
We show you your plan and its price, and you agree to it first.
Straight to your bank
Smyl never holds your money.
How a month works.
Take Pay by Bank sales
Money goes from your customer’s bank to yours, usually in seconds.
On the 1st, we count
Last month’s Pay by Bank sales decide last month’s plan. Refunded sales don’t count.
You get a statement
It shows your plan, your sales and what’s due, in your Back office.
Questions about pricing
Do I choose a plan?
No. Each month we count your Pay by Bank sales and you’re on the plan that fits. A busy month and a quiet month can be on different plans.
How am I charged?
Each plan is a monthly fee and a small percentage of each Pay by Bank sale. The percentage is of what customers pay by bank, not the part they pay with points.
What if the plan below would cost me less?
If the plan below would have cost you less that month, you’re charged on that plan. We work it out on each statement, so you don’t have to.
What counts as a Pay by Bank sale?
Each payment a customer makes by bank at your counter. Cash and card receipts don’t count, and a sale refunded before that month’s statement doesn’t count.
When do I start paying?
Only once Pay by Bank is switched on for your shop. Being listed, your page, the Back office, Receipts and Insights are free until then. If we pause Pay by Bank at your shop and you take no Pay by Bank sales that month, there’s no monthly fee.
Where can I see the prices?
In your Back office, before Pay by Bank is switched on. You agree to your plan’s price before anything starts.
How do I pay?
Each month you get a statement in your Back office. You pay it by bank transfer within 14 days.
Can the price change?
We email you first. New figures start on the earliest 1st of a month that is at least 15 days after we tell you, and the email gives the date. Until then, your current figures apply.
Ready when you are.
Apply in two minutes. Applying doesn’t commit you to anything.